4.9/5 rated by 12,000+ pet parents · Trusted since 2012

Your Pet Deserves the Best Care, Always

Buy pet insurance online through sibkaro.in and explore plans that help with illness, emergency surgery, accidental injury, and routine vet care.

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Claim Support from Advisors
Quick 2-Step Quote Form
2 Steps
Simple quote request journey
Dogs & Cats
Explore plans for both pet types
Advisor Help
Support before & after purchase
Top Plans
Compare policies from leading insurers
Fast Help
Advisor support from quote to claim
Pan India
Coverage guidance across India
Simple Form
2-step quote request journey

About Pet Insurance

What is pet insurance?

Pet insurance is a financial safety net that helps reimburse veterinary expenses when your dog or cat falls ill, gets injured, or needs surgery. Like health insurance for people, it supports better care decisions without putting the full burden on your finances.

In India, veterinary costs can rise quickly, especially for emergency treatment and surgery. A plan sourced through sibkaro.in helps you compare options and stay financially protected.

Rs20K-Rs80K

Average surgery cost for pets in India

Rs200/yr

Entry-level pet insurance premium

Husky and cat resting together with heart pillows
Did You Know?

Comprehensive Coverage for Dogs & Cats

Pet parent hugging golden retriever outdoors
Did You Know?

Financial Protection on Every Adventure

Fluffy cat held lovingly by owner
Did You Know?

Support for Illness, Surgeries & Emergencies

Kitten sleeping peacefully in sunlight
Did You Know?

Peace of Mind When Your Pet Needs Care

Golden retriever resting in mountain landscape
Did You Know?

Tailored Plans for Every Breed & Journey

Why Sibkaro

Why pet parents choose sibkaro.in

The reference page focused on trust, comparison, and guided help. This version keeps that same intent while preserving your existing form flow.

Compare leading insurers

Review multiple pet insurance options in one place instead of checking every insurer separately.

Guidance from advisors

Our team helps you understand coverage, exclusions, and the right fit for your pet and budget.

Support during claims

We stay involved beyond the purchase and help you with claim guidance when treatment is needed.

Designed for pet parents

From illness to accidents and surgery, we help you explore plans built around real pet care needs.

Selected digital journeys

Many journeys are fully digital, helping policy issuance happen faster with less back-and-forth paperwork.

Renewal reminders

We help you stay on top of renewal timelines so your pet's protection remains active when it matters.

Types of Pets

Which Pets are Covered?

🐕For Canines

Tailored Care for Every Cat

Specialized healthcare plans designed specifically for feline wellness. Covering unexpected illnesses, accidental injuries, diagnostic imaging, surgeries, and routine checkups so your cat receives dedicated treatment at every stage of life.

Cat peeking cover
🐈For Felines

Comprehensive Protection for Every Dog

Complete financial security for your canine companion. From emergency surgeries, vaccinations, and accidental injury treatments to routine consultations and chronic condition care, keep your dog happy and healthy without financial stress.

Dog peeking cover

Insurance Plans

Choose the right plan for your pet

From basic protection to more comprehensive cover, these sample plan structures mirror the reference content.

Basic Plan

Essential coverage for unexpected accidents and illnesses. A strong starting point for first-time buyers.

Starting from

Rs200/year
Accidental injury treatment
Illness hospitalization
Surgery expenses
Death due to accident
Sum insured up to Rs25,000
Most Popular

Comprehensive Plan

All-round protection covering OPD, diagnostics, and consultation-oriented benefits in selected plans.

Starting from

Rs1,200/year
Everything in Basic Plan
OPD and routine vet visits
Diagnostic tests and medicines
Video vet consultations
Dental treatment in selected plans
Sum insured up to Rs75,000

Liability Plan

Covers legal costs if your pet causes third-party injury or property damage, useful for specific owners.

Starting from

Rs500/year
Third-party bodily injury
Third-party property damage
Legal defence costs
Ideal for large breed owners
Can be bundled with other plans

Custom plans are also possible for specific needs. Use the quote form above and we can help tailor the coverage direction.

Policy Details

What's covered and what's not

Transparency matters, so here is a clear summary inspired by the HTML reference layout.

What's Covered

Hospitalization expenses due to illness or accident

Surgical procedures and anaesthesia costs

Diagnostic tests such as X-rays, blood work, and scans

Prescribed medicines during treatment

Online or consultation support in selected plans

Funeral or cremation expenses in selected plans

What's Not Covered

Pre-existing illnesses before policy start date

Routine vaccinations unless included as an add-on

Cosmetic or elective procedures

Treatment outside India

Injuries caused by neglect or deliberate harm

Age or eligibility exceptions as per insurer rules

Eligibility

Is your pet eligible?

Most healthy dogs and cats qualify easily, subject to insurer rules, age bands, and policy conditions.

Pet Type

Dogs and cats are the most commonly covered pets.

Pet Age

Most plans start from 3 months and go up to insurer-defined age limits.

Vaccination Status

Current vaccinations help with underwriting and smoother claims.

Health Check

Some plans may ask for a vet certificate for higher coverage.

Peeking dog

Claim Process

How pet insurance claims usually work

The content here follows the same claim-oriented storytelling from the reference page, adapted into reusable React sections.

1. Intimate Claim

Notify the insurer or our team when hospitalization or treatment happens.

2. Submit Documents

Share vet reports, invoices, diagnosis details, and supporting records.

3. Review & Assessment

The insurer reviews the case while our team helps track the process.

4. Claim Settled

Approved claim amounts are processed as per the insurer's timelines.

Pro tip: keep your pet health records handy

Vaccination records, past prescriptions, invoices, and diagnosis documents can speed up insurer review and reduce claim delays.

Download Documents

Pet insurance brochures and policy wordings

View or download these PDF guides for Bajaj and HDFC pet insurance.

Bajaj PET Brochure

PDF brochure for Bajaj pet insurance plans.

Bajaj Pet Insurance Policy Wordings

Full policy wordings for Bajaj pet insurance.

HDFC Paws n Claws Policy Wordings

Policy wordings for HDFC Paws n Claws pet insurance.

HDFC Pet Insurance Leaflet

Informational leaflet for HDFC pet insurance.

Our Insurer Network

Compare top pet insurance providers

As a composite insurance broker, sibkaro.in can help you compare options from multiple insurers instead of forcing a single-path choice.

HDFC ERGO - Paws n Claws
Bajaj Allianz - Pet Insurance
New India Assurance
Oriental Insurance
Tata AIG General
United India Insurance

Partner availability depends on live product offerings from each insurer at the time of purchase.

Pet Wellness

Tips to keep your pet healthy

These supporting content blocks borrow the tone and layout approach of the reference page.

Stay current on vaccinations

Annual vaccination schedules help protect your pet and may matter during underwriting or claims.

Prevent parasites regularly

Routine flea and tick prevention helps reduce avoidable infections and skin complications.

Focus on balanced nutrition

Age-appropriate food and hydration play a major role in long-term pet health.

Schedule regular vet checkups

Early detection often means simpler treatment and a better recovery outcome.

FAQs

Pet insurance FAQs

Pet Insurance FAQ Illustration
Is pet insurance worth buying in India?
It can be valuable because treatment, diagnostics, and surgeries for pets can be expensive. Insurance helps reduce the financial shock of major veterinary expenses.
Which pets are usually covered?
Most pet insurance products in India focus on dogs and cats. Final eligibility depends on the insurer, the pet's age, and health details.
Are pre-existing conditions covered?
Usually no. Conditions that existed before policy inception are commonly excluded, which is why earlier enrollment is often better.
Does pet insurance cover vaccinations?
Standard plans generally do not cover routine vaccinations, though some plans or add-ons may include wellness-related benefits.

Your Pet Deserves the Right Protection

Get a free quote through the form above and let our team help you compare pet insurance options with confidence.

Talk to an Advisor